Director,
T.E.(Terry)
Manning,
Schoener 50,
1771 ED
Wieringerwerf,
The
Tel:
0031-227-604128
Homepage:
http://www.flowman.nl
E-mail: (nameatendofline)@xs4all.nl :
bakensverzet
Incorporating innovative
social, financial, economic, local administrative and productive structures,
numerous renewable energy applications, with an important role for women in
poverty alleviation in rural and poor urban environments.
"Money is not the key that
opens the gates of the market but the bolt that bars them"
Gesell, Silvio The Natural
Economic Order
Revised English edition, Peter
Owen, London 1958, page 228
Edition 12:
a)The
project encourages open competition and free enterprise within the framework of
a cooperative and non-profit-making interest-free global financial structure.
b)The
project will be financed by interest-free seed capital in the form of a (grant)
( 'green' loan repayable over a period of 10 years.)
c)75%
of this capital will be contributed by (external funding parties – name them- or
the national or state government) and the remaining 25% by the people themselves
in the form of work done under the local money systems set up for the execution
of the project.
d)General
financial supervision will be on terms agreed with the lenders of the seed
capital, but with the elimination of unnecessary bureaucratic restraints.
e)Users
will be 100% responsible for on-going administration, capital repayments, and
maintenance costs. Each household will pay a monthly contribution sufficient to
cover those costs. The instalments will be to a large extent covered by savings
on funds traditionally spent on fuel, water and waste removal.
f)Seed
capital repaid by users in monthly instalments will be retained in the local
area until the end of the loan term. During that time, the repayments will be
used to grant revolving interest-free micro-credits for local development.
g)Seed
capital not required for short term use, will similarly be used to grant
interest-free revolving micro-credits.
h)The
part of the maintenance money destined for long term replacement of capital
items will also be recycled as interest-free micro-credits until it is needed.
i)The
local currency (LETS) systems will form the general method of payment for (most)
local goods and services at community level, including those provided for the
project from within the local community.
j)Administration,
construction and maintenance work will be done by local operators and villagers
who will be paid mostly in local LETS currencies.
k)Local
work will be paid for at current local pay rates expressed in the local LETS
currencies.
l)The
on-going administration costs of the Project Coordinator will be agreed and set
out in the project documentation.
m)Users
must make their first monthly contribution in advance, when their project
systems are put into use.
n)The
tank commissions will be paid a small monthly amount in formal currency for
social security purposes. The members of the tank commissions and the well
commissions will be paid a monthly allowance under the local LETS currencies for
their work.
o)Individual
women or women's groups will, without payment, each look after their own home sanitation units. Public sanitation
structures will be run as businesses under the local money
systems.
p)Regular
inspection of installations will be paid for as necessary in the local LETS
currencies.
q)The
operation of the micro-credits structure will be carried out by an
administration unit set up under the project itself and owned and operated by
the people in the project area. (Its activities will be supported and supervised
by a recognised external bank
(Green Bank) under a separate cooperation agreement.) The costs of running the
micro-credits system are covered under the local money
systems.
r)The
Regional Government of (where the project area is situated) and the (names)
Local Councils (will
undertake)(have undertaken) not to intervene to impede the development of the
local LETS currencies either during or after the project period.
s)The
Project Coordinator (will reach) (has reached) a specific agreement with the
(applicable) tax authorities before the start of the project as to taxation of
activities under the Local Exchange Trading (LETS) systems.
t)Before
the project starts, forms of formal
agreement will be made to ensure ownership of the project structures is vested
in the beneficiary communities, with right of reversion of ownership to the
project in case of default in making any contributions or instalments.
Forward: main
principles behind the Model.
Back: expected results
of the project.
List of drawings and
graphs.
Typical list of maps.
List of key
words.
List of
abbreviations used.
Documents for
funding applications.